Saving for a rainy day is all very well, but it's not exactly what you had in mind when you planned for that fun-in-the-sun getaway.
So, just how do you cope when your holiday parade's been rained on? Productivity and performance coach Diana Pettie says it's all in the approach, pointing out "naming and acknowledging" your disappointment is OK because it will help ease the emotions your tribe, partner or group of friends is feeling. But then you must move on and be proactive.
Reappraising the situation to give a different perspective will support a shift in attitude and help you look at the bright side, she says.
In other words, put a positive spin on it, discuss your options and make the best of the situation.
"Getting those upset about the situation to make their own connections about the positive side will have a better impact than you pointing it out," she says.
For those who fear the idea of raindrops falling on their head while on holiday there are plenty of alternatives no matter where you go Down Under.
On the Gold Coast, head for the theme parks: Dreamworld, Sea World, and especially Movie World have large, covered venues. And, if you choose Wet 'n' Wild, well, you're going to get wet anyway so go on and get wet and wild.
In Sydney, you can take the Harbour Bridge Pylon 200 steps for a great view of the Opera House. Darling Harbour offers decent indoor shopping opportunities as well as the Powerhouse Museum, Imax, Wild Life World and Sydney Aquarium.
Perth has the Observatory, Cultural Centre, Scitech and Harbour Town. Canberra has Parliament House,
Questacon, the Australian War Memorial, the National Museum of Australia and National Gallery.
In Melbourne, sporty types may want to head to the MCG for a tour of one of our country's best-loved and historic sports arenas and the National Sport Museum. Otherwise, try the Melbourne Museum, Australian Centre for the Moving Image (ACMI), Scienceworks, the State Library or Old Melbourne Jail.
Adelaide is known as the City of Churches why not go and check them out? And in Tasmania you can ward off the cold with a hot chocolate under cover at the Cadbury Factory.
And don't forget, most cities you visit may have cinemas, roller skating, ten-pin bowling, mini golf, indoor play centres, undercover pools and leisure centres. Then there is always a nearby day spa or restaurant to indulge in while the heavens open outside.
So, with the right outlook and some basic preparation for alternatives if the weather turns nasty, the forecast for a great holiday can actually be promising.
What other advice could you give those looking for some fun on their wet weather holidays?